actually, per perks post that i hadnt seen yet, squaretrade offers insurance. squaretrade is fairly reputable. But the one I mentioned,
http://www.worthavegroup.com/ipadI have heard that they are are pretty decent actually. no personal experience, other than buying insurance. But most things i have seen have been along the lines of, "i dropped my ipad in the kitchen, it shattered on the tile floor, and WAG approved a new purchase and reimbursed me immediately". Most are like that. a few had issues, but frankly it was things like, "i used it as a skateboard ramp, and they wouldnt give me a new one"